> For the complete documentation index, see [llms.txt](https://pains.gitbook.io/pains/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pains.gitbook.io/pains/about-slowing-pains/underwriting-and-controlling-exposure.md).

# Underwriting and controlling exposure

To control fraud, we will use Know Your Customer checks and deploy wallet monitoring. A deductible will also be added to regulate the frequency of claims — with limits in place to mitigate volatility. And to control major events such as wallet drains, we'll work on the assumption that there are a maximum of 200 policies in each time zone. Peak crypto usage remains constant throughout the day given the 24/7 nature of the market.

<figure><img src="https://2587077002-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FYIPrnkwJ2SUc7dkW2f4D%2Fuploads%2Fw5RDTblGW9wGXGyayCr0%2Fimage.png?alt=media&amp;token=d2554a1a-7840-4cec-b023-c25ccaef9c58" alt=""><figcaption><p><em>A screenshot from one of our form fields shows the time zone.</em></p></figcaption></figure>

Risk ratings will be crucial in ensuring that policies are properly priced.